Benefits & Pension Solutions

We are committed to providing our clients with innovative, expert benefits consulting. We offer intelligent solutions in the midst of constantly changing circumstances. Our Client Service Representatives offer personal attention and individual service in a timely, confidential and professional manner.

We believe, the more employees understand and appreciate their benefits, the better consumers they will become. As such, we work diligently with our clients to provide informational and educational material for employees.

Our proprietary Pension Governance and Member Care system, The Greenlight Retirement Programô, is a one stop solution for plan sponsors and plan members. For more information please visit

The following are some of the services we provide:

1. Obtaining quotations from insurers based on detailed specifications; analyzing the quotations received; and providing recommendations in a report format.

2. All necessary assistance in the implementation of any benefits, plans or changes including preparation of announcement material.

3. Reviewing of policy documents and assistance in the design up-dates to the plan.

4. Negotiations and reviewing premium rates with the insurers at renewal time.

5. Analyzing the financial information from insurers at renewal time and negotiating with the underwriters.

6. Assistance in design, actuarial costing and management of self-insured plans.

7. Evaluation of retiree liabilities, cost containment, and disability management.

8. Assistance in design or re-design of benefit programs, including Flexible Benefit Plans and Health Spending Accounts.